Circles brings the world's oldest savings system, the rotating savings circle (susu, ajo, tanda, chama), to World. Create a circle with verified humans, contribute a fixed amount each round, and take turns receiving the whole pot.
• Every member is a unique human verified with World ID, no bots, no duplicate accounts
• Funds are locked in an open-source escrow contract with no admin keys — nobody can touch the pot, not even us
• Automatic payouts in WLD or USDC every round
• Fair by design: if someone defaults, honest savers are refunded first
Save for school fees, rent, stock for your shop, or emergencies, with people you trust, protected by code.
