Money has moved online. Paychecks arrive in apps. Cards live on phones. Sending money across the world is becoming faster and easier. And as more of these interactions happen digitally and across borders, being able to confirm who is on the other side matters even more. The tools to do all of this, once spread across half a dozen apps and accounts, are converging into a single place that opens the moment you reach for your phone.
Today, World Money, a financial super app for humans, is beginning to roll out in 150+ countries. Features and eligibility vary by country.
World Money is a home for everything financial - one place to add funds, grow and spend digital assets, and discover Mini Apps, like Kalshi, Credit, and Morpho. The app makes it possible to hold balances in US dollar and other supported local currency stablecoins, and send or receive digital assets across borders for free, as easily as sending a text.
Built for what people do with money
Managing your money shouldn't require jumping between multiple apps and accounts. World Money brings together the core financial activities people rely on every day: getting paid, holding balances, earning rewards, investing, spending, and sending digital assets globally.
Open World Money and the home screen shows your stablecoin balance. The app supports balances across eight currencies, making it easier to get paid, hold digital assets in a currency you trust, and put it to work. Where available, you can choose to have funds go straight into a unique, personal virtual account, powered by Bridge.
World Money provides a rich view of your finances, with portfolio tracking, detailed transaction history, and price alerts built in directly.
The Earn tab allows you to deposit eligible assets, including Worldcoin (WLD) and stablecoins, into programs powered by Morpho to accrue rewards over time. The Trade tab is where you can buy and sell through exchanges, from real-world assets like gold to established tokens, all in the same place you keep the rest of your digital assets.
Together, access to payments, balances, rewards, investing, Mini Apps, portfolio tracking, transaction history, price alerts, and global asset movement make World Money a powerful financial app built for how people manage and move money today.
Stripe x World Money, a faster way to fund your account
Getting funds into a self-custodial digital wallet can be cumbersome. World Money with Stripe provides a streamlined process, beginning in the United States.
The redesigned flow for adding funds lives inside World Money. With Apple Pay, you can turn your everyday money into stablecoins that typically land in your account within minutes. Stripe powers this experience as the default way to add funds. It’s part of a deepening partnership that runs across the rails moving assets in and out of World Money around the world.
The World ID advantage
What ties all of this together is the foundation, or the real human network. Money moves differently when accounts belong to people. Whether you’re sending funds across the street or across continents, World ID infuses trust into transactions. As AI makes fake accounts cheaper and more convincing, a network of humans becomes the thing money rails can't fake.
Verifying that you are a unique human at an Orb unlocks exclusive access, such as boosted rewards in Earn. And verification pays forward: as new features roll out, verified humans are first in line. Proof of human turns into real utility you can hold in your hand.
World Money FAQ
What is World Money?
World Money is a financial super app for real humans that brings together stablecoins, investing, earning, virtual accounts, and instant, global payments into a self-custody wallet.
Do I need a new account to use World Money?
If you are an existing World App or World ID App user, your verification and credentials carry over automatically to World Money. If you’re new to World, you will need to sign up.
What should I use World Money for?
You can use World Money to send and receive payments to friends and family; access services to trade, buy, and sell digital assets; and where available receive paychecks with virtual accounts.
How does World ID work with World Money?
World Money works with World ID to unlock a limited-time promotional rewards boost on eligible Earn programs.
Can I send payments internationally with World Money?
Yes. You can send payments using any digital asset available in World Money (including Worldcoin, stablecoins, and other tokens) to people around the world using just their World username, subject to availability in your country.
For more FAQs, see the World Money Help Center.
免責事項
World Money is offered by Tools for Humanity. Certain features are provided by, or in partnership with, third-party providers, each subject to that provider's own terms and eligibility requirements. Feature and asset availability varies by jurisdiction.
World Money is not a bank. Digital assets, including stablecoins, are not deposits and are not insured by the FDIC, deposit guarantee scheme and/or any other government agency. Investing and Earn programs involve risk, including possible loss of principal. Rates, rewards, and yields are variable, not guaranteed, and may change at any time. Learn more about World Money here.
