RICK Loans

Your friends and family are your collateral. RICK helps entrepreneurs like you turn your network into your funding source. Here's how it works: Share your story — Tell Rick about your dream and get a shareable page that brings your vision to life. Invite your circle to World — When friends and family verify with World ID, they unlock grants. They invest in you — Those grants become funding for your next chapter No credit score. No bank approval. Just people who believe in you. Repay and grow your reputation. As you honor your commitments, your Rick Score rises—proving to the entire World community that you're someone worth betting on. The more trust you build, the more people—even strangers—will want to be part of your journey. Every entrepreneur on Rick is a verified human through World ID. Start with $50. Grow to $10,000+. Build trust. Fund your entrepreneurial journey.